{"uuid":"bca9d49f-2bee-4f1b-8dd3-e74fb9298ea1","title":"Õppetoetuste ja õppelaenu seaduse ning krediidiasutuste seaduse muutmise seadus","mark":767,"copyOrOriginal":"ORIGINAL","membership":15,"titleWithMarkAndTypeCode":"Õppetoetuste ja õppelaenu seaduse ning krediidiasutuste seaduse muutmise seadus 767 SE","initialTitle":"Õppetoetuste ja õppelaenu seaduse ning krediidiasutuste seaduse muutmise seadus","draftTypeCode":"SE","activeDraftStage":"KOLMAS_LUGEMINE","activeDraftStatus":"SAADETUD_III_LUGEMISELE","introduction":"Eelnõu valmistab ette õppelaenureformi, mis muudab õppelaenu tudengitele senisest kättesaadavamaks. Reformi keskmes on õppelaenu tingimuste leevendamine ning süsteemi ajakohastamine praegustele vajadustele vastavaks.\nOlulisim muudatus on käendaja või kinnisvaratagatise nõude kaotamine alates 2026. aasta septembrist. Senise tagatise asemel hakkavad pangad hindama taotlejate maksekohustusi ja maksekäitumist, mis teeb õppelaenu võtmise võimalikuks ka neil noortel, kellel seni polnud võimalik sobivat käendajat leida.\nEelnõu kohaselt muutuvad soodsamaks laenutingimused: intressimäär langeb ning riik tagab pankadele edaspidi kommertsintressi kuni 1,5% + 6 kuu euribor aastas. Praegu kehtib piir 3% + 6 kuu euribor. Riik tagab jätkuvalt nii õppelaenu maksimaalmäära, 2025/2026. õppeaastal kuni 6000 eurot, kui ka tasumisele kuuluva intressi.\nOluline muudatus on ka tagasimakseperioodi pikendamine. Kui seni tuli õppelaen tagastada kahekordse nominaalse õppeaja jooksul, siis tulevikus pikeneb tähtaeg neljakordseks ning maksimaalne tagasimakseaeg kasvab 20 aastalt 25 aastale. Pikem periood tähendab väiksemaid igakuiseid makseid ja leevendab lõpetajate majanduslikku koormust.\nReformi ettevalmistamisel on arvesse võetud, et praegu kasutab õppelaenu keskmiselt ligikaudu 1800 üliõpilast aastas ehk ainult 4% potentsiaalsetest laenusaajatest. Neist omakorda ligi 8% võtab laenu välismaal õppimiseks.\nÕppelaene väljastavad Swedbank ja LHV intressimääradega vastavalt 1,99% + 6 kuu euribor ja 1,95% + 6 kuu euribor.","initiated":"2025-12-01","joined":null,"accepted":null,"amendmentsDeadline":"2026-01-28T17:15:00","responsibleMember":{"uuid":"ee639cdf-b86c-48b7-9b34-fbba9b83826d","name":"Margit Sutrop","type":"plenary-member","active":true,"user":null,"role":null,"_links":{"self":{"href":"https://api.riigikogu.ee/api/plenary-members/ee639cdf-b86c-48b7-9b34-fbba9b83826d?querySteno=true&includeInactive=false&lang=ET"}}},"responsibleOfficer":{"uuid":"7757da25-6c60-4cbb-80e4-427705ccf92e","name":"Carina Rikart","type":"user","active":true,"user":null,"role":null,"_links":{"self":{"href":"https://api.riigikogu.ee/api/contacts/7757da25-6c60-4cbb-80e4-427705ccf92e?lang=ET"}}},"leadingCommittee":{"uuid":"d8e4e49e-c184-7536-6e62-7ae3a4089893","name":"Kultuurikomisjon","type":"usergroup","active":true,"user":null,"role":null,"_links":{"self":{"href":"https://api.riigikogu.ee/api/usergroups/d8e4e49e-c184-7536-6e62-7ae3a4089893?lang=ET"}}},"initiators":[{"uuid":"65e1db80-49f1-4c5b-b1b6-539b7efd199f","name":"Vabariigi Valitsus","type":"classifier","active":true,"user":null,"role":null}],"descriptors":[{"edid":1380,"text":"õppetoetus"},{"edid":1476,"text":"intress"},{"edid":3263,"text":"tagasimaksmine"}],"texts":[{"readingCode":"INITIATION","document":{"uuid":"f1ee6e8c-5c03-49f9-98e3-e8e78273b2a1","title":"VV algatatud eelnõu","documentType":"algtekst","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"2cd15809-a0d3-41ab-96bc-bd878c6c4493","fileName":"RK_25-02168-1.asice","fileExtension":"asice","fileTitle":"Algtekstid asice","accessRestrictionType":"PUBLIC","created":"2025-12-01T15:54:38.795","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/2cd15809-a0d3-41ab-96bc-bd878c6c4493/download"},"self":{"href":"https://api.riigikogu.ee/api/files/2cd15809-a0d3-41ab-96bc-bd878c6c4493"}}}},{"readingCode":"INITIATION","document":{"uuid":"f1ee6e8c-5c03-49f9-98e3-e8e78273b2a1","title":"VV algatatud eelnõu","documentType":"algtekst","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"7b054543-5460-45ac-ba2f-cef6739dac09","fileName":"[EIS]_Eelnõu_esitamine__HTM-25-0525_-_Õppetoetuste_ja_õppelaenu_seaduse_muutmise_seadus.txt","fileExtension":"txt","fileTitle":"EIS teade","accessRestrictionType":"PUBLIC","created":"2025-12-01T15:54:39.141","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/7b054543-5460-45ac-ba2f-cef6739dac09/download"},"self":{"href":"https://api.riigikogu.ee/api/files/7b054543-5460-45ac-ba2f-cef6739dac09"}}}},{"readingCode":"SECOND_READING","document":{"uuid":"5600ed14-f4a1-4b72-b5e2-13c6981675bc","title":"767 Õppetoetuste ja õppelaenu seaduse ning krediidiasutuste seaduse muutmise seadus","documentType":"lugemiseTekst","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"6ec0cf5e-d439-4fa8-83b0-c5b8324cc5f8","fileName":"767_SE_II_täiskogule_19.05.2026.docx","fileExtension":"docx","fileTitle":"Eelnõu","accessRestrictionType":"PUBLIC","created":"2026-05-19T15:40:11.439","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/6ec0cf5e-d439-4fa8-83b0-c5b8324cc5f8/download"},"self":{"href":"https://api.riigikogu.ee/api/files/6ec0cf5e-d439-4fa8-83b0-c5b8324cc5f8"}}}},{"readingCode":"FIRST_READING","document":{"uuid":"2ff9ffbc-4076-43f9-acb3-a07bf64babdc","title":"767 SE I","documentType":"lugemiseTekst","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"f1181e34-6f48-42ea-986f-0978802c7644","fileName":"767_ÕÕS_KAS_m_s_eelnõu.docx","fileExtension":"docx","fileTitle":"Eelnõu","accessRestrictionType":"PUBLIC","created":"2025-12-09T14:53:58.94","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/f1181e34-6f48-42ea-986f-0978802c7644/download"},"self":{"href":"https://api.riigikogu.ee/api/files/f1181e34-6f48-42ea-986f-0978802c7644"}}}},{"readingCode":"INITIATION","document":{"uuid":"f1ee6e8c-5c03-49f9-98e3-e8e78273b2a1","title":"VV algatatud eelnõu","documentType":"algtekst","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"93be35dc-b8d7-4746-b8a6-8b1bc8d8b6c5","fileName":"Seaduseelnõu.docx","fileExtension":"docx","fileTitle":"Eelnõu docx","accessRestrictionType":"PUBLIC","created":"2025-12-01T15:54:39.043","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/93be35dc-b8d7-4746-b8a6-8b1bc8d8b6c5/download"},"self":{"href":"https://api.riigikogu.ee/api/files/93be35dc-b8d7-4746-b8a6-8b1bc8d8b6c5"}}}},{"readingCode":"INITIATION","document":{"uuid":"f1ee6e8c-5c03-49f9-98e3-e8e78273b2a1","title":"VV algatatud eelnõu","documentType":"algtekst","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"d3789469-c755-4d41-98b3-0dc0a5cc29eb","fileName":"Seaduseelnõu.pdf","fileExtension":"pdf","fileTitle":"Eelnõu pdf","accessRestrictionType":"PUBLIC","created":"2025-12-01T15:54:39.054","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/d3789469-c755-4d41-98b3-0dc0a5cc29eb/download"},"self":{"href":"https://api.riigikogu.ee/api/files/d3789469-c755-4d41-98b3-0dc0a5cc29eb"}}}},{"readingCode":"INITIATION","document":{"uuid":"f1ee6e8c-5c03-49f9-98e3-e8e78273b2a1","title":"VV algatatud eelnõu","documentType":"algtekst","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"af08c121-82c7-4625-87b7-987ef9d6042f","fileName":"25-02168-1.pdf","fileExtension":"pdf","fileTitle":"Kaaskiri","accessRestrictionType":"PUBLIC","created":"2025-12-01T15:54:39.03","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/af08c121-82c7-4625-87b7-987ef9d6042f/download"},"self":{"href":"https://api.riigikogu.ee/api/files/af08c121-82c7-4625-87b7-987ef9d6042f"}}}},{"readingCode":"SECOND_READING","document":{"uuid":"5600ed14-f4a1-4b72-b5e2-13c6981675bc","title":"767 Õppetoetuste ja õppelaenu seaduse ning krediidiasutuste seaduse muutmise seadus","documentType":"lugemiseTekst","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"721bf543-a448-45cf-ac93-5e3f283b12a7","fileName":"767_SE_II_ME_täiskogule_19.05.2026.docx","fileExtension":"docx","fileTitle":"Muudatusettepanekute loetelu","accessRestrictionType":"PUBLIC","created":"2026-05-19T15:40:29.067","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/721bf543-a448-45cf-ac93-5e3f283b12a7/download"},"self":{"href":"https://api.riigikogu.ee/api/files/721bf543-a448-45cf-ac93-5e3f283b12a7"}}}},{"readingCode":"SECOND_READING","document":{"uuid":"5600ed14-f4a1-4b72-b5e2-13c6981675bc","title":"767 Õppetoetuste ja õppelaenu seaduse ning krediidiasutuste seaduse muutmise seadus","documentType":"lugemiseTekst","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"5fb80f67-c41d-4df5-abdc-ade3fe5be5d3","fileName":"767_SE_II_SELETUSKIRI_täiskogule_19.05.2026.docx","fileExtension":"docx","fileTitle":"Seletuskiri","accessRestrictionType":"PUBLIC","created":"2026-05-19T15:40:53.332","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/5fb80f67-c41d-4df5-abdc-ade3fe5be5d3/download"},"self":{"href":"https://api.riigikogu.ee/api/files/5fb80f67-c41d-4df5-abdc-ade3fe5be5d3"}}}},{"readingCode":"FIRST_READING","document":{"uuid":"2ff9ffbc-4076-43f9-acb3-a07bf64babdc","title":"767 SE I","documentType":"lugemiseTekst","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"1dd5a112-a4e8-4b7f-a4a3-7543fbd25d5a","fileName":"767_ÕÕS_KAS_m_s_SK.docx","fileExtension":"docx","fileTitle":"Seletuskiri","accessRestrictionType":"PUBLIC","created":"2025-12-09T14:54:46.962","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/1dd5a112-a4e8-4b7f-a4a3-7543fbd25d5a/download"},"self":{"href":"https://api.riigikogu.ee/api/files/1dd5a112-a4e8-4b7f-a4a3-7543fbd25d5a"}}}},{"readingCode":"INITIATION","document":{"uuid":"f1ee6e8c-5c03-49f9-98e3-e8e78273b2a1","title":"VV algatatud eelnõu","documentType":"algtekst","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"786e61de-237c-4753-b6b3-c6a7f396bc52","fileName":"Seletuskiri.docx","fileExtension":"docx","fileTitle":"Seletuskiri docx","accessRestrictionType":"PUBLIC","created":"2025-12-01T15:54:39.066","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/786e61de-237c-4753-b6b3-c6a7f396bc52/download"},"self":{"href":"https://api.riigikogu.ee/api/files/786e61de-237c-4753-b6b3-c6a7f396bc52"}}}},{"readingCode":"INITIATION","document":{"uuid":"f1ee6e8c-5c03-49f9-98e3-e8e78273b2a1","title":"VV algatatud eelnõu","documentType":"algtekst","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"d0ccd89f-6c47-41a5-87e3-3325f674535c","fileName":"Seletuskiri.pdf","fileExtension":"pdf","fileTitle":"Seletuskiri pdf","accessRestrictionType":"PUBLIC","created":"2025-12-01T15:54:39.078","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/d0ccd89f-6c47-41a5-87e3-3325f674535c/download"},"self":{"href":"https://api.riigikogu.ee/api/files/d0ccd89f-6c47-41a5-87e3-3325f674535c"}}}},{"readingCode":"FIRST_READING","document":{"uuid":"2ff9ffbc-4076-43f9-acb3-a07bf64babdc","title":"767 SE I","documentType":"lugemiseTekst","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"bc1aba0f-ed70-45a9-802b-1bad40b2ae40","fileName":"767_ÕÕS_KAS_m_s_SK_Lisa_1.docx","fileExtension":"docx","fileTitle":"Seletuskirja lisa 1 (rakendusakti kavand)","accessRestrictionType":"PUBLIC","created":"2025-12-09T14:55:03.447","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/bc1aba0f-ed70-45a9-802b-1bad40b2ae40/download"},"self":{"href":"https://api.riigikogu.ee/api/files/bc1aba0f-ed70-45a9-802b-1bad40b2ae40"}}}},{"readingCode":"INITIATION","document":{"uuid":"f1ee6e8c-5c03-49f9-98e3-e8e78273b2a1","title":"VV algatatud eelnõu","documentType":"algtekst","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"b8fcbc9d-f9d9-44bf-bec4-bd2a25e7116b","fileName":"Seletuskirja_lisa_1.docx","fileExtension":"docx","fileTitle":"Seletuskirja lisa 1 (rakendusakti kavand) docx","accessRestrictionType":"PUBLIC","created":"2025-12-01T15:54:39.09","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/b8fcbc9d-f9d9-44bf-bec4-bd2a25e7116b/download"},"self":{"href":"https://api.riigikogu.ee/api/files/b8fcbc9d-f9d9-44bf-bec4-bd2a25e7116b"}}}},{"readingCode":"INITIATION","document":{"uuid":"f1ee6e8c-5c03-49f9-98e3-e8e78273b2a1","title":"VV algatatud eelnõu","documentType":"algtekst","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"50f23d42-d1e5-497b-8b59-15b0db6a3cb9","fileName":"Seletuskirja_lisa_1.pdf","fileExtension":"pdf","fileTitle":"Seletuskirja lisa 1 (rakendusakti kavand) pdf","accessRestrictionType":"PUBLIC","created":"2025-12-01T15:54:39.101","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/50f23d42-d1e5-497b-8b59-15b0db6a3cb9/download"},"self":{"href":"https://api.riigikogu.ee/api/files/50f23d42-d1e5-497b-8b59-15b0db6a3cb9"}}}},{"readingCode":"FIRST_READING","document":{"uuid":"2ff9ffbc-4076-43f9-acb3-a07bf64babdc","title":"767 SE I","documentType":"lugemiseTekst","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"12bf1f80-d52c-4e81-a4da-aa1c1572efdb","fileName":"767_ÕÕS_KAS_m_s_SK_Lisa_2.docx","fileExtension":"docx","fileTitle":"Seletuskirja lisa 2 (kooskõlastustabel)","accessRestrictionType":"PUBLIC","created":"2025-12-09T14:56:02.792","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/12bf1f80-d52c-4e81-a4da-aa1c1572efdb/download"},"self":{"href":"https://api.riigikogu.ee/api/files/12bf1f80-d52c-4e81-a4da-aa1c1572efdb"}}}},{"readingCode":"INITIATION","document":{"uuid":"f1ee6e8c-5c03-49f9-98e3-e8e78273b2a1","title":"VV algatatud eelnõu","documentType":"algtekst","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"4d34dfbc-4fa4-4ed9-8b1e-98916f2e0f9e","fileName":"Seletuskirja_lisa_2.docx","fileExtension":"docx","fileTitle":"Seletuskirja lisa 2 (kooskõlastustabel) docx","accessRestrictionType":"PUBLIC","created":"2025-12-01T15:54:39.113","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/4d34dfbc-4fa4-4ed9-8b1e-98916f2e0f9e/download"},"self":{"href":"https://api.riigikogu.ee/api/files/4d34dfbc-4fa4-4ed9-8b1e-98916f2e0f9e"}}}},{"readingCode":"INITIATION","document":{"uuid":"f1ee6e8c-5c03-49f9-98e3-e8e78273b2a1","title":"VV algatatud eelnõu","documentType":"algtekst","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"1f04956e-c194-41c8-bc10-f59025e07d07","fileName":"Seletuskirja_lisa_2.pdf","fileExtension":"pdf","fileTitle":"Seletuskirja lisa 2 (kooskõlastustabel) pdf","accessRestrictionType":"PUBLIC","created":"2025-12-01T15:54:39.124","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/1f04956e-c194-41c8-bc10-f59025e07d07/download"},"self":{"href":"https://api.riigikogu.ee/api/files/1f04956e-c194-41c8-bc10-f59025e07d07"}}}},{"readingCode":null,"document":{"uuid":"fa60499a-5483-4733-8bc2-28a92a41cc08","reference":"1-1/15-767/11","title":"Taotlus Riigikogu juhatusele","documentType":"lisadokumendid","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"79215601-c147-4aea-bd4c-54252fbb5e5d","fileName":"767_SE_dokumendide_esitamine.pdf","fileExtension":"pdf","fileTitle":"Taotlus Riigikogu juhatusele","accessRestrictionType":"PUBLIC","created":"2026-05-18T13:55:34.168","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/79215601-c147-4aea-bd4c-54252fbb5e5d/download"},"self":{"href":"https://api.riigikogu.ee/api/files/79215601-c147-4aea-bd4c-54252fbb5e5d"}}}},{"readingCode":null,"document":{"uuid":"fa60499a-5483-4733-8bc2-28a92a41cc08","reference":"1-1/15-767/11","title":"Taotlus Riigikogu juhatusele","documentType":"lisadokumendid","copyOrOriginal":"ORIGINAL"},"file":{"uuid":"eaa9ceb5-3fe6-4cf6-84fb-9c78aedbcf73","fileName":"767_SE_dokumendide_esitamine.asice","fileExtension":"asice","fileTitle":"Taotlus Riigikogu juhatusele asice","accessRestrictionType":"PUBLIC","created":"2026-05-18T13:55:08.912","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/eaa9ceb5-3fe6-4cf6-84fb-9c78aedbcf73/download"},"self":{"href":"https://api.riigikogu.ee/api/files/eaa9ceb5-3fe6-4cf6-84fb-9c78aedbcf73"}}}}],"readings":[{"readingCode":"INITIATION","proceedingEvents":[{"date":"2025-12-01T15:54:10.117","status":"ALGATATUD"},{"date":"2025-12-02T14:26:00.993","status":"MENETLUSSE_VOETUD"}]},{"readingCode":"FIRST_READING","proceedingEvents":[{"date":"2025-12-09T14:00:00","sittingTitle":"Komisjoni istung teisipäev, 9.12.2025 kell 14.00","committeeDecisions":[{"decision":{"code":"SAATA_TK_PAEVAKORDA","value":"Teha ettepanek võtta eelnõu täiskogu päevakorda"},"plenaryAgendaDateTime":"2026-01-14T14:00:00"},{"decision":{"code":"I_LUGEMINE_LOPETADA","value":"Teha ettepanek esimene lugemine lõpetada"}},{"decision":{"code":"MAARATA_JUHTKOM_ETTEKANDJAKS","value":"Määrata juhtivkomisjoni esindajaks"},"description":"Margit Sutrop"}],"protocolFiles":[{"uuid":"6f8c50d3-45c6-472f-9ba1-140e0cffce53","fileName":"Rektorite_Nõukogu_pöördumine_21.11.2025.pdf","fileExtension":"pdf","fileTitle":"Lisa 2 (Rektorite Nõukogu pöördumine)","accessRestrictionType":"PUBLIC","created":"2025-12-31T14:50:11.07","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/6f8c50d3-45c6-472f-9ba1-140e0cffce53/download"},"self":{"href":"https://api.riigikogu.ee/api/files/6f8c50d3-45c6-472f-9ba1-140e0cffce53"}}},{"uuid":"6e349de2-4607-4250-b0cf-b510ffb2fe59","fileName":"KULK_protokoll_127_(09.12.2025).pdf","fileExtension":"pdf","fileTitle":"Protokoll","accessRestrictionType":"PUBLIC","created":"2025-12-31T14:43:12.943","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/6e349de2-4607-4250-b0cf-b510ffb2fe59/download"},"self":{"href":"https://api.riigikogu.ee/api/files/6e349de2-4607-4250-b0cf-b510ffb2fe59"}}},{"uuid":"413db395-23f3-46a7-8522-00b51fe49e30","fileName":"KULK_protokoll_09.12.2025.asice","fileExtension":"asice","fileTitle":"Protokoll asice","accessRestrictionType":"PUBLIC","created":"2025-12-31T14:51:09.466","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/413db395-23f3-46a7-8522-00b51fe49e30/download"},"self":{"href":"https://api.riigikogu.ee/api/files/413db395-23f3-46a7-8522-00b51fe49e30"}}},{"uuid":"1221080e-c4c8-46c0-800e-8c4d3d7989af","fileName":"ÕÕS_Riigikogu_kultuurikomisjonis_9.12.2025_(002).pdf","fileExtension":"pdf","fileTitle":"Lisa 1 (HTM slaidid)","accessRestrictionType":"PUBLIC","created":"2025-12-31T14:47:19.858","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/1221080e-c4c8-46c0-800e-8c4d3d7989af/download"},"self":{"href":"https://api.riigikogu.ee/api/files/1221080e-c4c8-46c0-800e-8c4d3d7989af"}}}]},{"date":"2026-01-14T14:00:00","sittingTitle":"Täiskogu korraline istung kolmapäev, 14.01.2026 14:00","decisionCode":"I_LUGEMINE_LOPETATUD","votings":[]},{"date":"2026-02-10T14:00:00","sittingTitle":"Komisjoni istung teisipäev, 10.02.2026 kell 14.00","committeeDecisions":[],"protocolFiles":[{"uuid":"5f3019af-157f-4fe6-9c45-eb361a0a3bd4","fileName":"KULK_protokoll_134_(10.02.2026).pdf","fileExtension":"pdf","fileTitle":"Protokoll","accessRestrictionType":"PUBLIC","created":"2026-03-26T12:33:40.107","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/5f3019af-157f-4fe6-9c45-eb361a0a3bd4/download"},"self":{"href":"https://api.riigikogu.ee/api/files/5f3019af-157f-4fe6-9c45-eb361a0a3bd4"}}},{"uuid":"09f59ebb-9dd1-4d91-82cf-f8277bdf2380","fileName":"KULK_protokoll_134_(10.02.2026).asice","fileExtension":"asice","fileTitle":"Protokoll asice","accessRestrictionType":"PUBLIC","created":"2026-03-26T12:34:15.319","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/09f59ebb-9dd1-4d91-82cf-f8277bdf2380/download"},"self":{"href":"https://api.riigikogu.ee/api/files/09f59ebb-9dd1-4d91-82cf-f8277bdf2380"}}}]},{"date":"2026-04-20T11:10:00","sittingTitle":"Komisjoni istung esmaspäev, 20.04.2026 kell 11.10","committeeDecisions":[],"protocolFiles":[{"uuid":"8d411f0d-dba3-425a-a1f1-d3dac875f368","fileName":"KULK_protokoll_148_(20.04.2026).asice","fileExtension":"asice","fileTitle":"Protokoll asice","accessRestrictionType":"PUBLIC","created":"2026-05-05T14:59:24.095","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/8d411f0d-dba3-425a-a1f1-d3dac875f368/download"},"self":{"href":"https://api.riigikogu.ee/api/files/8d411f0d-dba3-425a-a1f1-d3dac875f368"}}},{"uuid":"6810be95-407c-4e21-bd62-8838906f9681","fileName":"KULK_protokoll_148_(20.04.2026).pdf","fileExtension":"pdf","fileTitle":"Protokoll","accessRestrictionType":"PUBLIC","created":"2026-05-05T14:58:23.618","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/6810be95-407c-4e21-bd62-8838906f9681/download"},"self":{"href":"https://api.riigikogu.ee/api/files/6810be95-407c-4e21-bd62-8838906f9681"}}}]},{"date":"2026-05-11T11:10:00","sittingTitle":"Komisjoni istung esmaspäev, 11.05.2026","committeeDecisions":[],"protocolFiles":[]}]},{"readingCode":"SECOND_READING","proceedingEvents":[{"date":"2026-05-05T14:00:00","sittingTitle":"Komisjoni istung teisipäev, 5.05.2026 kell 14.00","committeeDecisions":[{"decision":{"code":"SAATA_TK_PAEVAKORDA","value":"Teha ettepanek võtta eelnõu täiskogu päevakorda"},"plenaryAgendaDateTime":"2026-05-20T14:00:00"},{"decision":{"code":"II_LUGEMINE_LOPETADA","value":"Teha ettepanek teine lugemine lõpetada"}}],"protocolFiles":[]},{"date":"2026-05-18T11:10:00","sittingTitle":"Komisjoni istung esmaspäev, 18.05.2026 kell 11.10","committeeDecisions":[{"decision":{"code":"II_LOPETATAKSE_SIIS_TK","value":"Kui teine lugemine lõpetatakse, teha ettepanek võtta eelnõu täiskogu päevakorda ja viia läbi lõpphääletus"},"plenaryAgendaDateTime":"2026-06-03T14:00:00"},{"decision":{"code":"MUU_OTSUS","value":"Muu otsus"},"description":"ettepanek lühendada ühe päeva võrra teise lugemise ettevalmistamise arutelu aluseks olevate dokumentide Riigikogu liikmetele kättesaadavaks tegemise aega. Materjalid tehakse kättesaadavaks teisipäeval, 19. mai 2026 kell 17.00"}],"protocolFiles":[]},{"date":"2026-05-19T14:00:00","sittingTitle":"Komisjoni istung teisipäev, 19.05.2026 kell 14.00","committeeDecisions":[],"protocolFiles":[]},{"date":"2026-05-20T14:00:00","sittingTitle":"Täiskogu korraline istung kolmapäev, 20.05.2026 14:00","decisionCode":"SAADETUD_III_LUGEMISELE","votings":[{"uuid":"eaf876a7-7c22-4657-aa05-e9f3032ee5da","type":{"code":"AVALIK","value":"Avalik"},"description":"5. muudatusettepanek","startDateTime":"2026-05-20T18:09:54.147","_links":{"self":{"href":"https://api.riigikogu.ee/api/votings/eaf876a7-7c22-4657-aa05-e9f3032ee5da"}}}]}]},{"readingCode":"THIRD_READING","proceedingEvents":[]}],"opinions":[{"uuid":"27412f16-dd68-41eb-bab3-58fd6dbecca3","reference":"1-1/15-767/1","title":"Õppetoetuste ja õppelaenu seaduse ning krediidiasutuste seaduse muutmise seaduse eelnõu menetlemine Riigikogus","documentType":"letterDocument","copyOrOriginal":"ORIGINAL","date":"2025-12-31","files":[{"uuid":"709ee4f1-3733-40a2-a884-641526669f69","fileName":"Õppetoetuste_ja_õppelaenu_seaduse_ning_krediidiasutuste_seaduse_muutmise_seaduse_eelnõu_menetlemine_Riigikogus.html","fileExtension":"html","fileTitle":"Kaasamiskiri","accessRestrictionType":"PUBLIC","created":"2025-12-31T11:19:28.324","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/709ee4f1-3733-40a2-a884-641526669f69/download"},"self":{"href":"https://api.riigikogu.ee/api/files/709ee4f1-3733-40a2-a884-641526669f69"}}}],"_links":{"self":{"href":"https://api.riigikogu.ee/api/documents/27412f16-dd68-41eb-bab3-58fd6dbecca3"}}},{"uuid":"eb2efd14-4e65-4ccf-8bb7-889894c8e5a3","reference":"1-1/15-767/8","title":"AS SEB Panga arvamus õppetoetuste ja õppelaenu seaduse ning krediidiasutuste seaduse muutmise seaduse eelnõu 767 SE kohta","documentType":"opinionDocument","copyOrOriginal":"ORIGINAL","date":"2026-01-28","files":[{"uuid":"c5f1c4da-eb44-44e1-9460-8e64f42815ad","fileName":"Tagasiside_õppetoetuste_ja_õppelaenu_ning_krediidiasutuste_seaduse_muutmise.html","fileExtension":"html","fileTitle":"E-teade","accessRestrictionType":"PUBLIC","created":"2026-01-28T15:44:55.623","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/c5f1c4da-eb44-44e1-9460-8e64f42815ad/download"},"self":{"href":"https://api.riigikogu.ee/api/files/c5f1c4da-eb44-44e1-9460-8e64f42815ad"}}},{"uuid":"718c2db0-6323-4cf9-812c-7093b630e5d4","fileName":"SEBEE_26_CR182.pdf","fileExtension":"pdf","fileTitle":"Arvamus","accessRestrictionType":"PUBLIC","created":"2026-01-28T15:44:55.727","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/718c2db0-6323-4cf9-812c-7093b630e5d4/download"},"self":{"href":"https://api.riigikogu.ee/api/files/718c2db0-6323-4cf9-812c-7093b630e5d4"}}},{"uuid":"cb417af3-35ce-4c39-91c2-40acd460c367","fileName":"SEBEE_26_CR182.asice","fileExtension":"asice","fileTitle":"Arvamus asice","accessRestrictionType":"PUBLIC","created":"2026-01-28T15:44:55.631","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/cb417af3-35ce-4c39-91c2-40acd460c367/download"},"self":{"href":"https://api.riigikogu.ee/api/files/cb417af3-35ce-4c39-91c2-40acd460c367"}}}],"_links":{"self":{"href":"https://api.riigikogu.ee/api/documents/eb2efd14-4e65-4ccf-8bb7-889894c8e5a3"}}},{"uuid":"712fa81f-95a1-4a21-b73e-feb6e62851ff","reference":"1-1/15-767/2","title":"Tartu Ülikooli arvamus õppetoetuste ja õppelaenu seaduse ning krediidiasutuste seaduse muutmise seaduse eelnõu 767 SE kohta","documentType":"opinionDocument","copyOrOriginal":"ORIGINAL","date":"2026-01-14","files":[{"uuid":"3bdfe690-ecc4-4d83-912e-6c04f0373fd0","fileName":"TU_arvamus_OOS_ning_krediidisasutuste_seaduse_muutmine.asice","fileExtension":"asice","fileTitle":"Arvamus asice","accessRestrictionType":"PUBLIC","created":"2026-01-14T13:46:02.348","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/3bdfe690-ecc4-4d83-912e-6c04f0373fd0/download"},"self":{"href":"https://api.riigikogu.ee/api/files/3bdfe690-ecc4-4d83-912e-6c04f0373fd0"}}},{"uuid":"20bb6381-f0e3-4d0a-bc7e-48dccbd05c2a","fileName":"Õppetoetuste_ja_õppelaenu_seaduse_ning_krediidiasutuste_seaduse_muutmise_seaduse_eelnõu_menetlemine_Riigikogus.html","fileExtension":"html","fileTitle":"E-teade","accessRestrictionType":"PUBLIC","created":"2026-01-14T13:46:02.339","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/20bb6381-f0e3-4d0a-bc7e-48dccbd05c2a/download"},"self":{"href":"https://api.riigikogu.ee/api/files/20bb6381-f0e3-4d0a-bc7e-48dccbd05c2a"}}},{"uuid":"792e7789-02a6-4b38-8eb4-7dc9e9c284a9","fileName":"TU_arvamus_OOS_ning_krediidisasutuste_seaduse_muutmine.pdf","fileExtension":"pdf","fileTitle":"Arvamus","accessRestrictionType":"PUBLIC","created":"2026-01-14T13:46:02.399","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/792e7789-02a6-4b38-8eb4-7dc9e9c284a9/download"},"self":{"href":"https://api.riigikogu.ee/api/files/792e7789-02a6-4b38-8eb4-7dc9e9c284a9"}}}],"_links":{"self":{"href":"https://api.riigikogu.ee/api/documents/712fa81f-95a1-4a21-b73e-feb6e62851ff"}}},{"uuid":"a08dc816-8f9b-48c5-a794-07b022991936","reference":"1-1/15-767/7","title":"Haridus- ja Teadusministeeriumi arvamus õppetoetuste ja õppelaenu seaduse ning krediidiasutuste seaduse muutmise seaduse eelnõu 767 SE kohta","documentType":"opinionDocument","copyOrOriginal":"ORIGINAL","date":"2026-01-28","files":[{"uuid":"e9e6ad87-704d-4815-9bca-e20bc9dbcfe4","fileName":"Muudatusettepanekud_õppetoetuste_ja_õppelaenu_seaduse_ning_krediidiasutuste_seaduse_muutmise_seaduse_(767_SE)_eelnõule.asice","fileExtension":"asice","fileTitle":"Arvamus asice","accessRestrictionType":"PUBLIC","created":"2026-01-28T08:47:36.595","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/e9e6ad87-704d-4815-9bca-e20bc9dbcfe4/download"},"self":{"href":"https://api.riigikogu.ee/api/files/e9e6ad87-704d-4815-9bca-e20bc9dbcfe4"}}},{"uuid":"98b565e3-323a-43f4-bd4b-3ecce46de8a8","fileName":"Muudatusettepanekud_õppetoetuste_ja_õppelaenu_seaduse_ning_krediidiasutuste_seaduse_muutmise_seaduse_(767_SE)_eelnõule.pdf","fileExtension":"pdf","fileTitle":"Arvamus","accessRestrictionType":"PUBLIC","created":"2026-01-28T08:47:36.769","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/98b565e3-323a-43f4-bd4b-3ecce46de8a8/download"},"self":{"href":"https://api.riigikogu.ee/api/files/98b565e3-323a-43f4-bd4b-3ecce46de8a8"}}}],"_links":{"self":{"href":"https://api.riigikogu.ee/api/documents/a08dc816-8f9b-48c5-a794-07b022991936"}}},{"uuid":"3a6a3e51-0d44-4a5c-9079-aa81e1c26f66","reference":"1-1/15-767/9","title":"Eesti Pangaliidu arvamus õppetoetuste ja õppelaenu seaduse ning krediidiasutuste seaduse muutmise seaduse eelnõu 767 SE kohta","documentType":"opinionDocument","copyOrOriginal":"ORIGINAL","date":"2026-01-29","files":[{"uuid":"7197cb89-1479-4b94-a9f0-dcb92bdf0455","fileName":"PL_Riigikogu_kultuurikomisjonile_28.01.2026.pdf","fileExtension":"pdf","fileTitle":"Arvamus","accessRestrictionType":"PUBLIC","created":"2026-01-29T08:23:53.878","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/7197cb89-1479-4b94-a9f0-dcb92bdf0455/download"},"self":{"href":"https://api.riigikogu.ee/api/files/7197cb89-1479-4b94-a9f0-dcb92bdf0455"}}},{"uuid":"71044ba0-a624-4ddd-b973-870187b031e6","fileName":"nr_4_PL_Riigikogu_kultuurikomisjonile_28.01.2026_Õppetoetuste_ja_õppelaenude_seaduse_ning_krediidiasutuste_seaduse_muutmise_eelnõu_767SE.asice","fileExtension":"asice","fileTitle":"Arvamus asice","accessRestrictionType":"PUBLIC","created":"2026-01-29T08:23:53.823","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/71044ba0-a624-4ddd-b973-870187b031e6/download"},"self":{"href":"https://api.riigikogu.ee/api/files/71044ba0-a624-4ddd-b973-870187b031e6"}}},{"uuid":"04d74217-5507-466c-bb08-ff98935daae9","fileName":"Õppetoetuste_ja_õppelaenu_seaduse_ning_krediidiasutuste_seaduse_muutmise_eelnõu_767SE.html","fileExtension":"html","fileTitle":"E-teade","accessRestrictionType":"PUBLIC","created":"2026-01-29T08:23:53.809","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/04d74217-5507-466c-bb08-ff98935daae9/download"},"self":{"href":"https://api.riigikogu.ee/api/files/04d74217-5507-466c-bb08-ff98935daae9"}}}],"_links":{"self":{"href":"https://api.riigikogu.ee/api/documents/3a6a3e51-0d44-4a5c-9079-aa81e1c26f66"}}},{"uuid":"0f6c4024-c6c4-4468-816d-aed2777d582d","reference":"1-1/15-767/4","title":"Rakenduskõrgkoolide Rektorite Nõukogu arvamus õppetoetuste ja õppelaenu seaduse ning krediidiasutuste seaduse muutmise seaduse eelnõu 767 SE kohta","documentType":"opinionDocument","copyOrOriginal":"ORIGINAL","date":"2026-01-23","files":[{"uuid":"c8ee32fa-2a10-4fcd-a806-746c8b0d790f","fileName":"_Õppetoetuste_ja_õppelaenu_seaduse_ning_krediidiasutuste_seaduse_muutmise_seaduse_eelnõu_menetlemine_Riigikogus.html","fileExtension":"html","fileTitle":"Arvamus","accessRestrictionType":"PUBLIC","created":"2026-01-23T14:35:08.875","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/c8ee32fa-2a10-4fcd-a806-746c8b0d790f/download"},"self":{"href":"https://api.riigikogu.ee/api/files/c8ee32fa-2a10-4fcd-a806-746c8b0d790f"}}}],"_links":{"self":{"href":"https://api.riigikogu.ee/api/documents/0f6c4024-c6c4-4468-816d-aed2777d582d"}}},{"uuid":"ad6cac1b-7163-47ac-8a0b-4245f8c767de","reference":"1-1/15-767/6","title":"Tallinna Ülikooli arvamus õppetoetuste ja õppelaenu seaduse ning krediidiasutuste seaduse muutmise seaduse eelnõu 767 SE kohta","documentType":"opinionDocument","copyOrOriginal":"ORIGINAL","date":"2026-01-27","files":[{"uuid":"91141409-12a1-4355-8ae4-705c1f484885","fileName":"Vastuskiri_260126_.asice","fileExtension":"asice","fileTitle":"Arvamus asice","accessRestrictionType":"PUBLIC","created":"2026-01-27T17:08:49.878","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/91141409-12a1-4355-8ae4-705c1f484885/download"},"self":{"href":"https://api.riigikogu.ee/api/files/91141409-12a1-4355-8ae4-705c1f484885"}}},{"uuid":"1d713e64-7928-48e6-b495-e914100c615d","fileName":"Seaduse_eelnõu_kooskõlastamine.html","fileExtension":"html","fileTitle":"E-teade","accessRestrictionType":"PUBLIC","created":"2026-01-27T17:08:49.869","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/1d713e64-7928-48e6-b495-e914100c615d/download"},"self":{"href":"https://api.riigikogu.ee/api/files/1d713e64-7928-48e6-b495-e914100c615d"}}},{"uuid":"74fbde28-fa80-487d-9446-3a1c7c1beaa4","fileName":"Vastuskiri_260126_.pdf","fileExtension":"pdf","fileTitle":"Arvamus","accessRestrictionType":"PUBLIC","created":"2026-01-27T17:08:49.946","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/74fbde28-fa80-487d-9446-3a1c7c1beaa4/download"},"self":{"href":"https://api.riigikogu.ee/api/files/74fbde28-fa80-487d-9446-3a1c7c1beaa4"}}}],"_links":{"self":{"href":"https://api.riigikogu.ee/api/documents/ad6cac1b-7163-47ac-8a0b-4245f8c767de"}}},{"uuid":"8a01a600-e55f-4ab9-bc04-625c7b4cce29","reference":"1-1/15-767/10","title":"Haridus- ja Teadusministeeriumi seisukohad arvamustele õppetoetuste ja õppelaenu seaduse ning krediidiasutuste seaduse muutmise seaduse eelnõu 767 SE kohta","documentType":"opinionDocument","copyOrOriginal":"ORIGINAL","date":"2026-02-05","files":[{"uuid":"ffef43ba-a5d5-4e63-a97d-acf824dae264","fileName":"Õppetoetuste_ja_õppelaenu_seaduse_ning_krediidiasutuste_seaduse_muutmise_seadus__(767_SE)_eelnõule_esitatud_ettepanekud.docx","fileExtension":"docx","fileTitle":"Arvamus","accessRestrictionType":"PUBLIC","created":"2026-02-05T08:11:56.341","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/ffef43ba-a5d5-4e63-a97d-acf824dae264/download"},"self":{"href":"https://api.riigikogu.ee/api/files/ffef43ba-a5d5-4e63-a97d-acf824dae264"}}},{"uuid":"7de5ae22-0223-4f84-b9d4-3ea25cada084","fileName":"Vs__Kutse_kultuurikomisjoni_istungile_T__10.02_kl_14_(767_SE)_.html","fileExtension":"html","fileTitle":"E-teade","accessRestrictionType":"PUBLIC","created":"2026-02-05T08:11:56.333","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/7de5ae22-0223-4f84-b9d4-3ea25cada084/download"},"self":{"href":"https://api.riigikogu.ee/api/files/7de5ae22-0223-4f84-b9d4-3ea25cada084"}}}],"_links":{"self":{"href":"https://api.riigikogu.ee/api/documents/8a01a600-e55f-4ab9-bc04-625c7b4cce29"}}},{"uuid":"8300e1be-045c-4e71-8f7b-c292b87b2522","reference":"1-1/15-767/5","title":"Eesti Üliõpilaskondade Liidu arvamus õppetoetuste ja õppelaenu seaduse ning krediidiasutuste seaduse muutmise seaduse eelnõu 767 SE kohta","documentType":"opinionDocument","copyOrOriginal":"ORIGINAL","date":"2026-01-26","files":[{"uuid":"fde04255-9020-4499-a07b-dbf2abf7c5de","fileName":"EÜL_tagasiside_kultuurikomisjon__23.01.2026.pdf","fileExtension":"pdf","fileTitle":"Arvamus","accessRestrictionType":"PUBLIC","created":"2026-01-26T10:59:11.953","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/fde04255-9020-4499-a07b-dbf2abf7c5de/download"},"self":{"href":"https://api.riigikogu.ee/api/files/fde04255-9020-4499-a07b-dbf2abf7c5de"}}},{"uuid":"952b721b-3b88-4192-b10c-ee229dd63e48","fileName":"Eesti_Üliõpilaskondade_Liidu_seisukoht_õppetoetuste_ja_õppelaenu_seaduse_ning_krediidiasutuste_seaduse_muutmise_seaduse_eelnõule_(767_SE).html","fileExtension":"html","fileTitle":"E-teade","accessRestrictionType":"PUBLIC","created":"2026-01-26T10:59:11.935","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/952b721b-3b88-4192-b10c-ee229dd63e48/download"},"self":{"href":"https://api.riigikogu.ee/api/files/952b721b-3b88-4192-b10c-ee229dd63e48"}}}],"_links":{"self":{"href":"https://api.riigikogu.ee/api/documents/8300e1be-045c-4e71-8f7b-c292b87b2522"}}}],"amendments":[{"uuid":"fe6c44c2-7936-4d38-9521-53431f8ef23d","reference":"1-1/15-767/3","title":"Eesti Konservatiivse Rahvaerakonna muudatusettepanek õppetoetuste ja õppelaenu seaduse ning krediidiasutuste seaduse muutmise seaduse 767 SE eelnõu kohta","documentType":"muudatusettepanek","copyOrOriginal":"ORIGINAL","files":[{"uuid":"93e30331-ad1a-48b3-9979-6e01a1b5738d","fileName":"ME_767SE_EKREfr.asice","fileExtension":"asice","fileTitle":"Muudatusettepanek asice","accessRestrictionType":"PUBLIC","created":"2026-01-20T15:37:47.167","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/93e30331-ad1a-48b3-9979-6e01a1b5738d/download"},"self":{"href":"https://api.riigikogu.ee/api/files/93e30331-ad1a-48b3-9979-6e01a1b5738d"}}},{"uuid":"953dae7b-22bb-4346-ac88-b7cc54371219","fileName":"ME_767SE_EKREfr.docx","fileExtension":"docx","fileTitle":"Muudatusettepanek","accessRestrictionType":"PUBLIC","created":"2026-01-20T15:38:15.731","_links":{"download":{"href":"https://api.riigikogu.ee/api/files/953dae7b-22bb-4346-ac88-b7cc54371219/download"},"self":{"href":"https://api.riigikogu.ee/api/files/953dae7b-22bb-4346-ac88-b7cc54371219"}}}],"_links":{"self":{"href":"https://api.riigikogu.ee/api/documents/fe6c44c2-7936-4d38-9521-53431f8ef23d"}}}],"relatedVolumes":[],"preProcedureDocuments":[],"preProcedureVolumes":[],"_links":{"self":{"href":"https://api.riigikogu.ee/api/volumes/bca9d49f-2bee-4f1b-8dd3-e74fb9298ea1"}}}